MS 1937 Pamela Drive 39553

MS+1937+Pamela+Drive+++++39553

MS+1937+Pamela+Drive+++++39553

Home Ownership Application

Description:

 OWNER FINANCE / RENT-TO-OWN / LEASE-OPTION – CLEAR PATH TO OWNERSHIP / RENT-to OWN / WORK FOR EQUITY 

1937 PAMELA DRIVE GAUTIER, MS   39553

3Br-1Ba - approx. 964sq ft - central air/heat all electric 

Vinyl and tile floors, electric stove, fence yard. Needs refurb inside and outside back wall. 

Purchase Price: $100,000.00

? Bad credit OK

? Income matters more than credit

? Owner financing available after lease period

? Serious buyers only – please read entire post

________________________________________

? HOW THIS PROGRAM WORKS

This home is offered through our Path to Homeownership Program, using a Lease-Option with Work-for-Equity and a guaranteed financing path once requirements are met.

__________________________

 MONEY REQUIRED TO START

 $5000 Down - OWNER FINANCE -  "As Is" 

• Goes directly toward your down payment

• Non-refundable, applied to purchase

• Buyer completes approved repairs

• Monthly Inpection by Management 

________________________________________

AFTER REPAIRS ARE COMPLETE

• Buyer pays for an inspection

• Home must meet FHA-style standards

• Once complete, we move forward to long-term ownership

________________________________________

? LONG-TERM FINANCING (AFTER LEASE PERIOD)

• Agreement for Deed (Owner Financing)

• 10.99% interest

• 3 points (FINANCED into the loan – no cash needed)

• Mortgage MUST be handled by a professional loan servicer

• Credit is NOT a deal-killer if income is verified

________________________________________

? REQUIRED STEPS – NO EXCEPTIONS

STEP 1 – APPLY

? HouseHubClub.com/buy-a-home/

Complete the online Buyer Questionnaire

STEP 2 – JOIN THE PROGRAM

? Join our Path to Homeownership Program

• $50 per year (while living in the home)

• Includes the book “Never Pay Rent Again” (mailed to you)

• Access to our Path to Homeownership Webinar (twice monthly)

Step 3 - Credit Restoration Program -  MWR 

These memberships are required so we can legally help buyers who do not qualify through traditional banks.

________________________________________

?? IMPORTANT FEDERAL LAW NOTICE (PLEASE READ)

To comply with the Dodd-Frank Act and federal lending laws, ALL buyers must be income-verified.

After completing the questionnaire and joining the program, you will receive a call from Todd Buckman, a third-party professional, to review your financial documentation.

? YOU MUST BE ABLE TO PROVIDE THE FOLLOWING (PDF FORMAT ONLY):

1?? Driver’s License (Front & Back)

2?? 30 days of pay stubs

3?? 60 days of bank statements (ALL pages, even blank ones)

4?? 2 years of W-2s

5?? 2 years of tax returns (ALL pages, printed to PDF)

? If you cannot provide these documents, this program is not a fit.

There are NO surprises — we disclose this upfront.

________________________________________

? CREDIT RESTORATION

• Buyers may be required to join MWR (Make Wealth Real)

• Requirement depends on current credit profile

• Goal is to position you for traditional or owner financing

________________________________________

? PROPERTY DETAILS

• Single-family residence

• Approx. 1/4 acre lot

• Established East College Park neighborhood in Gautier, Ms 

• No Flood Zone 

• Insurance approx.$_____/year

• Taxes approx. $______/year

Additional disclosures provided prior to agreement.

________________________________________

? PLEASE NOTE

• This is NOT a standard rental

• This is NOT a bank mortgage

• This is NOT a free house

• This is a structured path to ownership for buyers with income and commitment

________________________________________

? NEXT STEP

? HouseHubClub.com/buy-a-home/

Fill out the questionnaire to see if you qualify.